Loans

Introduction

For many students and families, educational loans are a necessary part of the process of paying for college.

The Financial Aid Office offers and certifies loans for students, as well as federal Parent PLUS loans for parents of undergraduates. All of these loan programs offer low interest rates, deferment and forbearance options, and a maximum repayment period between 10 and 25 years.

Main Content

Federal Perkins Loans

Perkins loans are low-interest loans for both graduate and undergraduate students, funded by the federal government and administered by Stanford. Your eligibility is determined using your financial aid application.

Federal Stafford Loans

The federal Stafford loan is the most widely-used loan for college students and is available to both graduate and undergraduate students. There are two types of federal Stafford loans and your eligibility for both is determined using your financial aid application.

Federal PLUS Loans

The federal PLUS program is a popular financing option for graduate students, and parents of undergraduate students.

Other Loans

There are other loan options for financing your education. These loans include the SFCU/Nelnet Academic Private Loan (SNAP), private/alternative, and the Dorothy Durfee Avery loan forgiveness program.

Loan Repayment

As you make plans for repaying your student loans, you may be considering loan consolidation as an option. Consolidation allows you to pay off some or all of your existing student loans by combining them into a single, large loan. Learn more about loan consolidation, loan forgiveness, and defaulting on student loans.